FAQ | Instant Commission



  • Who is Instant Commission?
  • Instant commission is a leading financial service company dedicated to help manage cash flow to real estate agents and brokers. We offer a quick and reliable solution to help grow your business.
  • What is a commission advance?
  • Is a financial tool used to easily convert your unsettled commission into cash for a fee.
  • Is my privacy respected?
  • Yes, your privacy will not be distributed to any third parties.
  • What happens if the sale fails to close?
  • Statistically, only 10% of all residential transactions do not close. If that happens, then you will replace it with a future pending sale.
  • What is the cost?
  • The advance fee associated from your requested amount. The fee will vary based on the amount and length of time to closing. You may use our advance calculator as an example from the home page.
  • How much of my commission can I receive?
  • You may receive up to 80% of your net commission.
  • Is the cost tax-deductible?
  • Instant Commission advance fee can be tax deductible since it’s a business expense. You should consult with your accountant.
  • How do I receive my instant commission?
  • The commission will be wired to your preferred bank account.
  • How long does it take?
  • The process takes a few hours to complete and a wire will be sent the same day once approved, which can take up to 1hr.
  • Is there a credit check?
  • No, we will not check credit or your financial history.


  • What is a real estate commission advance?
  • It is a financial service to access your earned commission sooner than the closing date. It is not a loan. Essentially, a factoring transaction whereby broker and agent sell a portion of the pending commission for a fee.
  • Why does the broker need to authorize and sign the agreement?
  • The agent does not have the authorization to receive a commission advance without the broker’s consent. All real estate commissions earned by agents belong to the broker’s company.
  • Is there any risk or liability to the broker?
  • The broker shall have no obligation with respect to repayment of the commission on behalf of the agent in the event it fails to close.
  • How is instant commission repaid?
  • The commission advance is repaid at the closing of your sale directly to instant commission. The title company has received a CDA signed by your broker instructing them to send the sold portion of the commission to instant commission.

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